Monday-Friday : 09:30 am - 08:30 pm
Compare Affordable
Life Insurance Quotes
See the best life insurance rates from Ontario’s top providers. Protect your family’s future by comparing quotes from 50+ trusted insurance companies—all in just a few minutes.
Get the Best Rates on
Life Insurance
When it comes to life insurance, ensuring that your loved ones are financially secure is a priority. At Ontario Insurance Quotes, we help you find and compare the best life insurance rates from Ontario’s top insurance providers—all in one place.
Why Compare with Ontario Insurance Quotes?
We make it easy to find the most affordable life insurance policy that fits your needs. Simply enter a few quick details about yourself, and our system will find the best life insurance quotes from a wide range of top providers in your area. It’s that simple!
Affordable
Protecting your family shouldn’t cost a fortune. We help you find the cheapest life insurance rates that meet your needs and budget.
Quick
Finding life insurance is fast. It only takes 3 minutes to compare quotes—just provide a few details about your health and the coverage you want.
Free
Our service is 100% free. No credit card, no hidden fees—just great life insurance quotes.
Easy
We do the hard work for you. All you need to do is provide a few personal details, and we’ll handle the rest.
Comprehensive
Don’t settle for one or two quotes. Compare life insurance rates from more than 50 providers to find the perfect policy.
Secure
Your personal details are kept safe with us. We only ask for the information we need to find you the best life insurance quotes.
How to Get a
Life Insurance Quote
Getting a life insurance quote with Ontario Insurance Quotes is simple:
Provide Your Details
Share basic information about your health, age, and the type of coverage you need.
Compare Quotes
Our system will search across 50+ providers and present you with the cheapest life insurance rates available to you.
Select Your Quote
Once you’ve reviewed your quotes, an insurance broker will help you lock in the best rate and set up your policy.
Frequently Asked Questions
How do I get a life insurance quote?
It’s easy! Just provide details about your health, age, and the coverage you need. Our comparison engine will find the best life insurance rates from a wide network of providers in Ontario. Once you choose a quote, a broker will call you to finalize your policy.
Get a Quote Now
Isn’t life insurance expensive?
Not necessarily. If you’re healthy, you may be surprised by how affordable it can be. Many Canadians pay less than $25 per month for quality life insurance. The key is to get coverage early—rates tend to increase as you age or develop health conditions.
See Affordable Quotes
Do I need to pay for life insurance all at once?
No, most insurers allow you to break your premium into manageable monthly or even weekly payments, making it easier to fit life insurance into your budget.
How much life insurance do I need?
It depends on your situation. A general rule of thumb is to take 5 to 10 times your annual income in life insurance coverage, especially if you have dependents or large financial commitments, such as a mortgage or children’s education.
What type of life insurance should I buy?
There are two main types of life insurance—Permanent Life Insurance and Term Life Insurance. Permanent policies cover you for life, while term policies provide coverage for a specific period (e.g., 10 or 20 years). Each type has its benefits depending on your unique needs.
Get a quote
Compare quotes and get insurance
Compare quotes from top providers and find the best insurance coverage tailored to your needs. Get peace of mind and save on your insurance today!
Different
Types of Life Insurance
Understanding the different types of life insurance policies available can help you make an informed decision.
Here’s a breakdown of the main types:
Permanent Life Insurance
Permanent life insurance provides lifelong coverage as long as you continue to pay the premiums. It comes in several forms:
Whole Life Insurance
Offers fixed premiums and a guaranteed death benefit. Your premium stays the same, and your beneficiaries will receive the set payout upon your death.Universal Life Insurance
A flexible policy where you can adjust your premiums and death benefit amount over time. It also includes a savings component that you can grow based on your contributions.Variable Life Insurance
Combines life insurance with investment opportunities. A portion of your premiums is invested in stocks or bonds, meaning the value of your policy can fluctuate based on market performance.
Term Life Insurance
Term life insurance provides coverage for a specific period, usually ranging from 10 to 30 years. If you die within the term, your beneficiaries receive the death benefit. If the term ends and you’re still alive, the coverage ends unless you renew.
Guaranteed Renewable Term Life Insurance
Allows you to extend your policy without taking a new medical exam, which can be helpful if your health changes near the end of your policy term.Term 100
Provides coverage until the age of 100, but unlike traditional term policies, Term 100 can sometimes be categorized as permanent life insurance.
Naming Beneficiaries
When selecting life insurance, you’ll need to choose a beneficiary—someone who will receive the payout in the event of your death. Most people name a spouse, children, or other financial dependents as beneficiaries. You can choose one or more people or even an organization to receive the funds.
Do Life Insurance Policies Pay Out for All Causes of Death?
Life insurance policies cover most causes of death, including accidents and sudden illnesses. However, insurers may not pay out if the death is due to suicide within the first two years of taking out the policy, or if there is evidence of fraud or withheld medical information during the application process.
Your trusted source for finding affordable auto insurance across Ontario.
Quick Links
Quick Links
Contact Us
Email:
[email protected]
Copyright © 2024 Ontario Insurance Quotes. All Rights Reserved.
Sandbox Media